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Improve your financial literacy with insights on credit, loans, interest, savings, and retirement. Empower your money decisions today. Most people weren’t taught money management in school, yet it's one of life’s most essential skills. Financial literacy affects every major decision, from buying a home to retiring comfortably. In this article, we explore the foundational principles of financial literacy that everyone, regardless of age, should understand. Financial literacy is not a luxury; it’s a necessity. Whether you're a student, professional, or retiree, understanding how money works can drastically improve your life.